Darmowy kalkulator pożyczki - miesięczne płatności i amortyzacja
Calculate monthly payments and view a full amortization schedule.
How is the monthly payment calculated?
The monthly payment uses the standard amortization formula: M = P × [r(1+r)^n] / [(1+r)^n – 1], where P is the loan principal, r is the monthly interest rate (annual rate / 12), and n is the total number of payments.
What is an amortization schedule?
An amortization schedule shows the breakdown of each payment into principal and interest. Early payments are mostly interest, but over time more goes toward reducing the principal. This schedule helps you see exactly how your loan balance decreases over time.